Platform Rules for Nigeria Users

Please read these general terms before you use the services. By creating an account and continuing to place bets, you agree to be bound by the current version of these terms.

Agreement and updates

• Your continued use confirms acceptance of any updated terms posted on the site or app.
• PariPulse may revise terms to reflect legal changes, product updates, or risk controls. Material changes take effect after notice via the site, app, or email.

Eligibility and registration

• Minimum age: 18 years. Proof of age may be required at any time.
• Access is allowed only where betting is legal under Nigerian federal and relevant state laws. You must not use the services in any location where betting is restricted.
• One account per person. You must provide accurate registration details and keep them updated.

Proper use of the platform

• Use the account for personal entertainment only; no commercial or professional betting syndicates.
• Automated tools, bots, scraping, and any attempt to manipulate odds or markets are prohibited.
• You must not post unlawful, infringing, or harmful content.

Content and intellectual property

• All site and app content, odds displays, data, software, and branding are protected by intellectual property laws.
• PariPulse grants you a limited, non-transferable licence to access and use the services for placing bets in line with these terms.

Bonuses and promotions

• Any bonus or promotional offer is subject to specific rules shown at the point of opt-in, including wagering requirements, expiry, and market or event restrictions.
• Where terms for bonuses conflict, promotional rules take precedence over general terms for that offer.

Liability and limitations

• Services are provided using reasonable skill and care, but no guarantee is given that betting markets or odds will be uninterrupted or error-free.
• To the maximum extent permitted by Nigerian law, PariPulse is not liable for indirect or consequential losses. Nothing limits liability for fraud or where the law grants you non-excludable rights.

Suspension and termination

• We may suspend or close an account for breach of these terms, responsible gambling concerns, legal or regulatory requirements, or AML checks.
• Any open bet at the time of suspension may be settled or voided in line with the betting rules.

These rules govern how a bet is accepted, settled, or cancelled. They apply to all sports and events, unless a market has its own specific rules shown at placement.

Eligibility to place bets

• Only verified users aged 18+ may place bets.
• Bets are allowed only from Nigeria where betting is legal and not restricted by state laws.

Bet acceptance and confirmation

• A bet is accepted when it appears in your account bet history with a unique reference.
• If a technical failure prevents confirmation, the bet is not valid. Check the bet slip and history before assuming acceptance.

Minimum and maximums

• Minimum and maximum stake, and maximum payout per event or market, are displayed in the interface and may vary by sport and market.
• Limits can change for risk management; placing a bet after a change means you accept the new limit.

Odds, results, and settlement

• Settlement is based on official results from the relevant governing body of the event.
• Odds may change before acceptance. The bet settles at the odds shown on your confirmed bet slip.
• Dead-heat rules may apply where there are tied outcomes; affected bets are settled at proportional odds.

Bet types and restrictions

• Single, accumulator, and system bets may have market-specific restrictions.
• We may refuse, limit, or cap bets, suspend markets, or remove an event for integrity or risk reasons.

Cancellations and voids

• A bet may be void if an event is postponed, abandoned, or rescheduled beyond a stated settlement window, unless market rules state otherwise.
• Obvious pricing or market errors (palpable errors) may lead to void or corrected settlement to the fair odds that were intended.
• If an account breaches rules, related bets may be cancelled and funds adjusted.

Cash-out and edits

• Where available, cash-out values are offers and not guaranteed. A request may fail if odds change or a market is suspended.
• Edits to bets are only valid if the app shows confirmation in your bet history.

Disputes

• Raise settlement queries promptly via support, providing your bet reference. We may consult official sources and event data providers to resolve the issue.

These rules govern funding and payouts in Nigeria. All monetary transactions are in NGN unless your account specifies otherwise.

Deposits

• Supported methods may include bank transfer, cards, USSD, and approved e-wallets. Available options are shown in your account cashier.
• Method-specific limits and any fees are displayed before you confirm a transaction.
• Deposits must come from a payment instrument held in your name. Third-party funding is not allowed.

Withdrawals

• Withdrawals are paid to the same method used for deposit where possible, else to a verified bank account in your name.
• Processing times vary by method and KYC status. Typical review windows are stated in the cashier and may extend during security checks.
• We may request additional verification before releasing funds.

KYC and AML controls

• Before a first withdrawal, we may verify your identity using government ID, BVN or NIN, and proof of address.
• Source-of-funds or source-of-wealth documents may be required for higher limits or unusual activity.

Transaction restrictions and reversals

• We may decline or reverse transactions to comply with AML laws, card scheme rules, or risk controls.
• Chargebacks are prohibited. If a deposit is reversed, related bets may be cancelled and winnings voided.

Bonuses and payment

• If a bonus has wagering requirements, a withdrawal before meeting them may forfeit the bonus and related winnings.

Errors and cancellations

• If a payment is credited in error, you must notify support and the amount will be debited from your balance.
• We may cancel pending requests if account details are inaccurate or verification fails.

Gambling should remain entertainment. Use the tools provided to control your betting and protect your account.

Control tools

• Deposit, stake, and loss limits: set daily, weekly, or monthly caps in your account.
• Time-outs: temporarily block access for short periods.
• Self-exclusion: exclude yourself for longer terms; we will block logins and marketing.
• Reality checks: on-screen reminders about time spent and recent bets.
• Account history: read your statements to monitor activity.

Identifying risks

• Chasing losses, hiding betting from family, or betting beyond your means suggests harm. Reduce limits or activate a time-out.

Support resources

• Gambling Therapy: https://www.gamblingtherapy.org
• Gamblers Anonymous International: https://www.gamblersanonymous.org
• National Lottery Regulatory Commission information and contacts: https://nlrc-gov.ng
• Your state lotteries and gaming authority may provide local guidance and referrals.

PariPulse may apply or increase controls where risk is identified, including cancelling bonuses and restricting bets for your protection.

We operate controls in line with Nigerian law to prevent misuse of the platform for illicit purposes.

Legal obligations

• We follow the Money Laundering (Prevention and Prohibition) Act 2022 and related regulations, and report to the Nigerian Financial Intelligence Unit where required.

KYC and screening

• Verification may include government ID, BVN or NIN checks, and proof of address.
• We screen customers and transactions against sanctions and watchlists, and assess risk based on behaviour and geography.

Monitoring and investigations

• Transactions are monitored for unusual patterns, rapid cycling of funds, third-party payments, or structuring below thresholds.
• We may request information on source of funds for large bets, high payouts, or frequent deposits.

Consequences of breaches

• Accounts may be restricted, funds frozen, or closed if AML obligations are triggered or information is not provided.
• We may delay or refuse withdrawals pending review and file reports as required by law.

This section explains what personal data we collect, how we use it, and your rights under Nigerian law.

Data we collect

• Identity and contact details: name, date of birth, address, email, phone, NIN or BVN where required.
• Account and betting data: registration details, login records, device information, bets, odds selections, bonuses, and payment history.
• Verification files: ID documents and proofs you upload.
• Technical data: cookies, IP address, device identifiers, and app diagnostics.

How we use data

• To provide the account and betting services and settle bets.
• To verify identity, prevent fraud, and meet legal obligations.
• To manage bonuses, customer support, and service improvements.
• To comply with responsible gambling duties and AML laws.

Legal bases

• Contract: to deliver the services you requested.
• Legal obligation: AML, responsible gambling, tax, and regulatory reporting.
• Legitimate interests: security, service quality, and prevention of misuse.
• Consent: certain marketing or optional features; you can withdraw consent at any time.

Sharing and transfers

• We may share data with payment providers, KYC vendors, fraud-prevention partners, and regulators where lawful.
• Transfers outside Nigeria occur only where adequate safeguards exist, such as contractual clauses or approved mechanisms.

Retention

• Data is kept only as long as needed for the purposes above and legal retention periods, then securely deleted or anonymised.

Your rights

• Access, correction, deletion, restriction, portability, and objection where applicable under the Nigeria Data Protection Act and NDPR.
• To exercise rights or contact our data protection officer, use the contact method provided in the app or site.
• You may lodge a complaint with the Nigeria Data Protection Commission if unresolved.

We apply technical and organisational safeguards to protect your account, data, and payments.

Technical protections

• TLS encryption for data in transit and strong encryption for sensitive data at rest.
• Strict key management, network segmentation, and regular security testing.
• Device fingerprinting and anomaly detection for suspicious logins and bets.

Account controls

• Two-factor authentication is available and may be required for sensitive actions.
• Login attempt limits, session timeouts, and notifications for password changes or new device access.
• You must keep credentials confidential and use a strong password unique to your account.

Monitoring and continuity

• Continuous monitoring of systems and events, including audit logging.
• Backup, resilience, and incident response procedures to restore services securely if disrupted.

Report suspected unauthorised use immediately so we can protect the account and review recent transactions.